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Gross saving (ESA 2010, 8.96) measures the portion of gross national disposable income that is not used for final consumption expenditure. Gross national saving is the sum of the gross savings of the various institutional sectors. Values are seasonally and calendar adjusted (SCA). The ESA 2010 (European System of Accounts) regulation may be referred to for more specific explanations on methodology.

The gross saving rate of households (including Non-Profit Institutions Serving Households) is defined as gross saving (ESA 2010 code: B8G) divided by gross disposable income (B6G), with the latter being adjusted for the change in the net equity of households in pension funds reserves (D8net). Gross saving is the part of the gross disposable income which is not spent as final consumption expenditure. Detailed data and methodology on site http://ec.europa.eu/eurostat/sectoraccounts.